Accidental death and dismemberment (individual)

100% of first year commission

100% of first year premium

Critical illness (individual)

100% of first year commission

100% of first year premium

Disability income contracts (individual)

100% of first year commission

100% of first year premium

Life (individual)

Up to annual premium/target premium

100% of first year commission

100% of first year premium

Deposits in excess of annual/target premium

100% of commission paid

6% of excess premium

Single premium (whole life and investment)

100% of first year commission

6% of first year premium

Short-term endowment rider (max 15 yrs)

100% of first year commission

6% of first year premium

Long-term care (individual)

100% of first year commission

100% of first year premium

Accidental death and dismemberment (group)

100% of first year commission

10% of first year premium

Critical illness (group)

100% of first year commission

10% of first year premium

Disability income contracts (group)

100% of first year commission

10% of first year premium

Life (group)

100% of first year commission

10% of first year premium

Annuities (individual and group)

100% of all commissions

6% of new money invested

Single premium and/or short-term endowment

(max 15 yrs.)

100% of first year commission

6% of first year premium

Health care (individual)

100% of first year commission

100% of first year premium

Health care (group)

100% of first year commission

10% of first year premium

Mutual funds

100% of all commissions

6% of new money invested

Securities

100% of commission on new money invested

6% of new money invested

Wrap accounts/asset management accounts

100% of all commissions

6% of new money invested