2023 Executive Committee
MDRT is governed and managed by a five-member Executive Committee duly elected each year by the MDRT membership.
Peggy Tsai, RFP, CCFP, is the 2023 President of MDRT. She is a 21-year MDRT member with eight Court of the Table and six Top of the Table qualifications. She is also a Diamond Knight of the MDRT Foundation and a 2022 Inner Circle Society member. Tsai, an advisor with Shin Kong Life Insurance Co., has won the award for No. 1 sales achievement in her company for seven consecutive years. Tsai has held numerous volunteer leadership positions for MDRT, including Divisional Vice President of Membership Communications Committee (MCC) Division 2, MCC Region Chair and MCC Zone Chair. Tsai has also volunteered in several capacities for MDRT’s meetings, and she has presented at the MDRT Annual Meeting. In addition to her MDRT involvement, Tsai has spoken to numerous audiences of financial professionals and has contributed to industry publications in her region.
Immediate Past President
Randy L. Scritchfield, CFP, LUTCF, is the 2023 Immediate Past President of MDRT. He is a 38-year MDRT member with three Court of the Table and 21 Top of the Table qualifications. An MDRT Foundation Excalibur Knight, Scritchfield is also a member of its Inner Circle Society and has served on its Board of Trustees. In addition, he is the founder and president of Montgomery Financial Group, a retirement planning firm in Damascus. His extensive MDRT volunteer history includes serving on MDRT’s Management Council six times and as a Committee Chair nine times. Among his leadership roles, Scritchfield has served as Top of the Table Divisional Vice President and Advisory Board Chair and Divisional Vice President of Annual Meeting Program Development. Scritchfield has also spoken at numerous MDRT Annual Meetings and Top of the Table Annual Meetings, as well as internationally on behalf of MDRT.
MDRT First Vice President
Gregory B. Gagne, ChFC, is the 2023 First Vice President of MDRT. He is a 23-year MDRT member with four Court of the Table and 14 Top of the Table qualifications. He is also an Excalibur Knight of the MDRT Foundation, a member of its Inner Circle Society and has served on its Board of Trustees. Gagne is the founder of Affinity Investment Group LLC, which provides wealth management and distribution planning services. His extensive MDRT volunteerism has included Top of the Table Global Council Member and Advisory Board Chair and the 2020 Program Development Global Council Member, responsible for the Program General Arrangements (PGA) and Program Development Committee (PDC) for the 2020 Annual Meeting and 2020 Global Conference. He has spoken at 12 MDRT meetings. In addition to his MDRT leadership, Gagne is a past president of NAIFA–New Hampshire and was awarded the NAIFA–New Hampshire Distinguished Financial Advisor Award in 2008.
MDRT Second Vice President
Carol Kheng, ChFC, is the 2023 Second Vice President of MDRT. She is a 24-year MDRT member with one Court of the Table and one Top of the Table qualification. She is also a Gold Knight of the MDRT Foundation and has served on its Board of Trustees. A private wealth consultant with Prudential Assurance Company Singapore, Kheng currently focuses on estate planning for high-net-worth individuals. Kheng's extensive MDRT volunteerism includes roles as Divisional Vice President of the Global Conference Program General Arrangements (PGA) Division, Divisional Vice President Member Resources – Practice Management Division and Divisional Vice President of the 2014 MDRT Experience meeting. Kheng is also a 2020 Prudential Presidents’ Club awardee and has been a member of Prudential’s Quality Club Elite and Star Club since 1996. In 2005, she was the founding member and chairperson of Prudential’s MDRT Club.
John F. Nichols, MSM, CLU, is the 2023 Secretary of MDRT. He is a 22-year MDRT member with two Court of the Table and 15 Top of the Table qualifications. He is also an Excalibur Knight and Legion of Honor member of the MDRT Foundation, a member of the Inner Circle Society and is a Past President of the MDRT Foundation. Nichols is president of Disability Resource Group, a national insurance agency that he founded in 1999. Additionally, he is a partner with Acrisure, a global fintech services provider. Nichols has spoken at the MDRT Annual Meeting five times and the Top of the Table Annual Meeting and MDRT Experience once. He has also spoken at more than 500 programs and events throughout the United States.
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