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A common thread that Jo Ong noticed among high-income earners in Singapore is how they tend to think of financial planning as purchasing more products. Ong explains how he shifts this mindset among his clients, structuring their finances around clear income goals rather than random product purchases. 

Rising healthcare costs and medical inflation are among the major financial concerns for young Singaporeans planning their future. Ashley Ong from Singapore specializes in helping these young adults navigate this by developing comprehensive strategies to prepare for escalating medical expenses. 

How can we add value beyond financial transactions, client servicing and even claims? Ong shares organic, creative initiatives that not only held profound meaning but also united people from diverse communities in support of a noble cause, yielding remarkable results.